Does the supervisor appraiser have to inspect the subject?

When a supervisor appraiser is working with a Trainee Residential Real Property Appraiser the answer is YES for Fannie Mae deals.  Fannie Mae requires the appraisal to be completed by a state licensed or certified appraiser in compliance with FIREEA.  Trainee appraisers do not fall into this category.  Thus the supervisor is the appraiser.  Fannie Mae requires the appraiser to:

1.  Personally inspect the subject
2.  Personally inspect the comparables
3.  Perform the analysis and
4.  Prepare and sign the report

This does not mean that the trainee can not help with  process and even complete the majority of the work.  It does mean however, that you as the supervisor have to go along for the ride.

See Section B4-1.1-03 and B4-1.1-04 of the Fannie Mae Selling Guide.